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Chapter 7


Chapter 7 Bankruptcy Lawyer: Syracuse, Central New York

Eliminate Your Debts, Keep Assets And Get A Fresh Start!

Chapter 7 bankruptcy is known as liquidation bankruptcy. However, most clients of the Ribarovski Law Office, P.C. who file this type of bankruptcy do not end up having to liquidate much of anything. Most of their belongings fall within the exemption amounts that are not subject to seizure in the bankruptcy purposes.

Many clients are often concerned that after filing bankruptcy, they will no longer be able to access credit. In fact, most people who file bankruptcy can obtain credit again right after their discharge is received and within a year of completing their bankruptcy, many people who file Chapter 7 have better credit scores — and can obtain credit at a reasonable interest rate.

Bankruptcy Was Designed To Help You Obtain a Fresh Start

Consider the following:

  • The federal law provides for bankruptcy as a basic American right for debtors who cannot repay their debts.
  • Filing bankruptcy will trigger an "automatic stay," to stop collection efforts and harassment from creditors, stop wage garnishments and stop bank account restraints.
  • Completing the Chapter 7 bankruptcy process will offer you the legal opportunity to eliminate credit card, medical, personal loan, repossession, foreclosure and various other debt and obtain a fresh start with a clean financial slate.

People seeking debt relief often prefer to work closely with a sole practitioner because they value confidential, one-on-one legal representation. If you like the idea of working closely with an attorney who will provide you with personal attention in every aspect of your case please contact the Ribarovski Law Office, P.C.

Contact the Ribarovski Law Office, P.C.

Learn how attorney Robert Ribarovski can help you work through your debt concerns by calling or completing one of our contact forms. We offer a free initial consultation. Call now and one of our experienced attorneys will be happy to evaluate your case and explain all of your options Call, contact or e-mail our law offices today to schedule an appointment regarding the possibility of filing bankruptcy.

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